Preheat the oven to 400 Degrees
In a large mixing bowl add the oil and sugar and mix well using a hand mixer
Next add in the eggs and bananas and mix until there are no clumps in the batter
Add the flour, baking soda, baking powder, salt, vanilla, and milk and mix again
(optional) add in the chocolate chips and mix again
Grease a bread baking pan with oil or spray and pour the bread mixture into the pan
Bake for 1 hour at 400 degrees or until a toothpick comes out clean!